Lease Financing

To response various types of need of the business houses of the country PLI provide the following type of lease financing tailored with customers’ unique need:

PLI provides asset backed lease finance against industrial machinery, equipment, generators, vehicles, vessels, engines. Maximum lease period is 5 years with a monthly/quarterly lease rental repayment facilities. We accept Equal or structured Rental repayment. During the time of financing and throughout the lease period the ownership belongs with PLI. The Ownership will be re transferred to the client after successful ending of the term. Under the similar conditions we also provide sale and lease back financing.

 Term loan

PLI finances to corporate bodies for meeting various regular capital or fixed expenditures like balancing of production line, modernization of manufacturing process, expansion of capacity and space and so on. We also finance corporate clients to procure office or commercial space and developers to meet the capital expenditures or construction costs of any specific real estate project, both residential and commercial. Maximum tenure is 5 years depending on nature of the project with monthly or quarterly equal installment payment facilities as well as customized repayment structure. A debt-equity ratio is maintained. Disbursements are usually made in phases with progress of construction work.

Home Loan 

Having your own address will be no longer a dream; we are ready to convert your dream into reality. We customize the most convenient Home Loan that match your needs.
Key Attributes:
1. We appreciate applicants of every profession.
2. Competitive interest rate.
3. Convenient and customer friendly process.
4. Dedicated customer service.
5. Loan processing at a shortest possible time.

Our offerings:
1. Purchase of apartment, house, commercial space, approved housing plots.
2. Construction of residential/commercial buildings.
3. Renovation or extension of structure.
4. Home Equity loan against mortgage of property.

Accessibility:
1. Age minimum 25 years but not more than 65 years (at loan maturity).

SME Loan

Small and Medium Enterprises are the integral part of our economy. The Small and Medium Enterprises (SMEs) has been termed as the “engine of economic growth” for Bangladesh and contributing a large portion of the economy. SMEs have a significant role in employment generation, poverty reduction and overall economic growth, especially for a developing economy like ours. We intend to contribute our economy by facilitating Small and Medium Enterprises through SME loan. We offer financial assistance for manufacturing, trading and service oriented business for the SMEs.
Key Attributes:
1. Competitive interest rate.
2. Convenient and customer friendly loan processing system.
3. Dedicated customer service.
4. Loan processing at a shortest possible time.
5. Convenient repayment system.

Car Loans

Having your own car is no longer a dream, now it is a basic necessity. We care about your need.
Key Attributes:
1. We appreciate applicants of every profession.
2. Competitive interest rate.
3. Convenient and customer friendly process.
4. Dedicated customer service.
5. Loan processing at a shortest possible time.

Accessibility:
• Service-holders
• Professionals
• Self-employed
• Business persons
• Landlords

Women Entrepreneur Loans

Women possess a huge percentage of the total population whose improvement from the economic activity will obstacle to the economic development of the country. To encourage more and more women entrepreneurship BLIL offers flexible and easier financing to the women entrepreneurs. The interest rate for women entrepreneur is only 10% p.a. subject to refinance from Bangladesh Bank.